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Scheme Information and Fund Choice

BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme provides 17 different constituent funds to suit members’ different investment needs and risk tolerance levels. Members may invest in different combinations of constituent funds and may from time to time change their investment choices.

 

Name of Constituent Fund Type of Fund

BOC-Prudential China Equity Fund

Equity Fund

BOC-Prudential Hong Kong Equity Fund

Equity Fund

BOC-Prudential Japan Equity Fund

Equity Fund

BOC-Prudential Asia Equity Fund

Equity Fund

BOC-Prudential Global Equity Fund

Equity Fund

BOC-Prudential CSI HK 100 Tracker Fund

Equity Fund – Index Tracking Series

BOC-Prudential European Index Tracking Fund

Equity Fund – Index Tracking Series

BOC-Prudential North America Index Tracking Fund

Equity Fund – Index Tracking Series

BOC-Prudential Growth Fund

Mixed Asset Fund

BOC-Prudential Balanced Fund

Mixed Asset Fund

BOC-Prudential Stable Fund

Mixed Asset Fund

BOC-Prudential Hong Kong Stable Retirement Fund

Mixed Asset Fund

BOC-Prudential Bond Fund

Bond Fund

BOC-Prudential MPF RMB & HKD Money Market Fund 1,2

Money Market Fund

BOC-Prudential MPF Conservative Fund 2

Money Market Fund

BOC-Prudential Core Accumulation Fund

Mixed Asset Fund

(MPF Default Investment Strategy Fund)

BOC-Prudential Age 65 Plus Fund

Mixed Asset Fund

(MPF Default Investment Strategy Fund)

 

The trustee and investment manager of the BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme are BOCI-Prudential Trustee Limited (the “Trustee”) and BOCI-Prudential Asset Management Limited (the “Investment Manager”) respectively. Members may also obtain further information relating to the above constituent funds through the Investment Manager’s website www.boci-pru.com.hk.

Please refer to the MPF Scheme Brochure of the Easy-Choice MPF for further details of scheme and constituent funds (including risk factors, fees and charges, or fund information).

Investment involves risks. Prices of units of the constituent funds may go down as well as up. The past performance information is not indicative of future performance.

The above information is for reference only. You should not solely rely on the stand-alone information to make any investment decision.

You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of constituent funds, if you are in doubt as to whether a certain constituent fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the constituent fund(s) most suitable for you taking into account your circumstances.

1 The BOC-Prudential MPF RMB & HKD Money Market Fund is subject to RMB currency risk, and there is no guarantee that the RMB will not depreciate or RMB will not be subject to devaluation. This constituent fund is also subject to certain specific risks, including but not limited to limited pool of investments, credit/insolvency risk of counterparties, liquidity risks, emerging market risk and interest rates risk. Please refer to section 4.1.III under “Risk factors” of the MPF Scheme Brochure of the Scheme for details.

2 Investments in the BOC-Prudential MPF RMB & HKD Money Market Fund and BOC-Prudential MPF Conservative Fund are not the same as placing funds on deposit with a bank or deposit-taking company and that there is no obligation to redeem the investment at the subscription value and that these constituent funds are not subject to the supervision of the Hong Kong Monetary Authority.

Important Note - Fraudulent Websites

BOCI-Prudential Trustee Company (“our Company”) found fraudulent websites which seek to pass off as our Company, and can be searched and accessed through internet search engines. Customers are advised to always stay vigilant about scams.

Please note that  www.bocpt.com is the ONLY official website of our Company. We have not authorized any agent or third party to use any of our materials and trademarks to set up other websites. If you have any doubts, please contact our Customer Service Hotlines at 2929-3030/2929-3366 or email to mpf@bocpt.com for verification. Please click here for more security information.

 

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Please read the Terms and Conditions on the Website before using any services available on the website and / or via telephone services (collectively, the “Services”). Your continued use of the Services will mean that you irrevocably and unconditionally accept and agree to be bound by the Terms and Conditions as the same may be amended from time to time and any amendment to the Terms and Conditions shall be effective immediately upon posting on the Website.

 

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BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme

IMPORTANT INFORMATION

  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of Constituent Funds, you are in doubt as to whether a certain Constituent Fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the Constituent Fund(s) most suitable for you taking into account your circumstances.
  • You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy (as defined in section 6.7 (MPF Default Investment Strategy)). You should note that the BOC-Prudential Core Accumulation Fund and the BOC-Prudential Age 65 Plus Fund may not be suitable for you, and there may be a risk mismatch between the BOC-Prudential Core Accumulation Fund and the BOC-Prudential Age 65 Plus Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the MPF Default Investment Strategy is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
  • You should note that the implementation of the MPF Default Investment Strategy may have an impact on your MPF investments and accrued benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
  • Fees and charges of a MPF conservative fund can be deducted from either (i) the assets of the fund or (ii) members’ account by way of unit deduction. The BOC-Prudential MPF Conservative Fund uses method (i) and, therefore, unit prices/NAV/fund performance quoted have incorporated the impact of fees and charges.
  • If you are in doubt about the meaning or effect of the contents of the information in this website, you should seek independent professional advice.

 

My Choice Mandatory Provident Fund Scheme

IMPORTANT INFORMATION 

  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of Constituent Funds, you are in doubt as to whether a certain Constituent Fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the Constituent Fund(s) most suitable for you taking into account your circumstances.
  • You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy (as defined in section 6.7 (MPF Default Investment Strategy)). You should note that the My Choice Core Accumulation Fund and the My Choice Age 65 Plus Fund may not be suitable for you, and there may be a risk mismatch between the My Choice Core Accumulation Fund and the My Choice Age 65 Plus Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the MPF Default Investment Strategy is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
  • You should note that the implementation of the MPF Default Investment Strategy may have an impact on your MPF investments and accrued benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
  • Fees and charges of a MPF conservative fund can be deducted from either: (i) the assets of the fund; or (ii) members’ account by way of unit deduction. The My Choice MPF Conservative Fund uses method (i) and, therefore, unit prices/NAV/fund performance quoted have incorporated the impact of fees and charges.
  • If you are in doubt about the meaning or effect of the contents of the information in this website, you should seek independent professional advice.

 

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