Top

Management Fees

BOCI-Prudential is one of the major service providers in the mandatory provident fund industry and offers two MPF schemes for members to choose. A variety of constituent funds ranging from equity funds, mixed assets funds, bond funds to money market funds, and the Default Investment Strategy are also available under Easy-Choice MPF and My Choice MPF schemes. The following tables summarize the management fees of each constituent fund for reference only. For more details of other servicing fees, charges and expenses, please refer to section 5 “Fees and Charges” in the MPF Scheme Brochure of the relevant MPF scheme.

Easy-Choice MPF

Name of Constituent Fund

Current Management Fees - in total

(% of net asset value per annum)

BOC-Prudential China Equity Fund

1.6375%

BOC-Prudential Hong Kong Equity Fund

1.6375%

BOC-Prudential Japan Equity Fund

1.6375%

BOC-Prudential Asia Equity Fund

1.6375%

BOC-Prudential Global Equity Fund

1.6375%

BOC-Prudential CSI HK 100 Tracker Fund

0.8875%

BOC-Prudential European Index Tracking Fund

0.99%

BOC-Prudential North America Index Tracking Fund

0.99%

BOC-Prudential Growth Fund

1.6375%

BOC-Prudential Balanced Fund

1.6375%

BOC-Prudential Stable Fund

1.6375%
BOC-Prudential Hong Kong Stable Retirement Fund

1.3%

BOC-Prudential Bond Fund

1.4875%

BOC-Prudential MPF RMB & HKD Money Market Fund 1,2

0.80%

BOC-Prudential MPF Conservative Fund 2

0.80%

BOC-Prudential Core Accumulation Fund

0.75%

BOC-Prudential Age 65 Plus Fund

0.75%

 

  1. The BOC-Prudential MPF RMB & HKD Money Market Fund is subject to RMB currency risk, and there is no guarantee that the RMB will not depreciate or RMB will not be subject to devaluation. This constituent fund is also subject to certain specific risks, including but not limited to limited pool of investments, credit/insolvency risk of counterparties, liquidity risks, emerging market risk and interest rates risk. Please refer to section 4.1.III under “Risk factors” of the MPF Scheme Brochure of the Scheme for details.
  2. Investments in the BOC-Prudential MPF RMB & HKD Money Market Fund and BOC-Prudential MPF Conservative Fund are not the same as placing funds on deposit with a bank or deposit-taking company and that there is no obligation to redeem the investment at the subscription value and that these constituent funds are not subject to the supervision of the Hong Kong Monetary Authority.

 

My Choice MPF

Name of Constituent Fund

Current Management Fees - in total

(% of net asset value per annum)

My Choice Growth Fund

0.99%

My Choice Balanced Fund

0.96%

My Choice Stable Fund

0.96%

My Choice Core Accumulation Fund

0.74%

My Choice Age 65 Plus Fund

0.74%

My Choice Global Equity Fund

0.97%

My Choice Asia Equity Fund

0.99%

My Choice China Equity Fund

0.99%

My Choice Hong Kong Equity Fund

0.99%

My Choice Hong Kong Tracking Fund

0.70%

My Choice Global Bond Fund

0.97%

My Choice HKD Bond Fund

0.99%

My Choice RMB & HKD Money Market Fund

up to 0.79%

My Choice MPF Conservative Fund

0.79%

For further details (including risk factors, fees and charges, and fund information) of constituent funds under Easy-Choice MPF and My Choice MPF schemes, please refer to the MPF Scheme Brochure of the relevant scheme.

Investment involves risks. Prices of units of the constituent funds may go down as well as up. The past performance information is not indicative of future performance.

The above information is for reference only. You should not solely rely on the stand-alone information to make any investment decision.

You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of constituent funds, if you are in doubt as to whether a certain constituent fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the constituent fund(s) most suitable for you taking into account your circumstances.

Important Note - Fraudulent Websites

BOCI-Prudential Trustee Company (“our Company”) found fraudulent websites which seek to pass off as our Company, and can be searched and accessed through internet search engines. Customers are advised to always stay vigilant about scams.

Please note that  www.bocpt.com is the ONLY official website of our Company. We have not authorized any agent or third party to use any of our materials and trademarks to set up other websites. If you have any doubts, please contact our Customer Service Hotlines at 2929-3030/2929-3366 or email to mpf@bocpt.com for verification. Please click here for more security information.

 

*********************************************************************************************************

Please read the Terms and Conditions on the Website before using any services available on the website and / or via telephone services (collectively, the “Services”). Your continued use of the Services will mean that you irrevocably and unconditionally accept and agree to be bound by the Terms and Conditions as the same may be amended from time to time and any amendment to the Terms and Conditions shall be effective immediately upon posting on the Website.

 

*********************************************************************************************************

BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme

IMPORTANT INFORMATION

  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of Constituent Funds, you are in doubt as to whether a certain Constituent Fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the Constituent Fund(s) most suitable for you taking into account your circumstances.
  • You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy (as defined in section 6.7 (MPF Default Investment Strategy)). You should note that the BOC-Prudential Core Accumulation Fund and the BOC-Prudential Age 65 Plus Fund may not be suitable for you, and there may be a risk mismatch between the BOC-Prudential Core Accumulation Fund and the BOC-Prudential Age 65 Plus Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the MPF Default Investment Strategy is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
  • You should note that the implementation of the MPF Default Investment Strategy may have an impact on your MPF investments and accrued benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
  • Fees and charges of a MPF conservative fund can be deducted from either (i) the assets of the fund or (ii) members’ account by way of unit deduction. The BOC-Prudential MPF Conservative Fund uses method (i) and, therefore, unit prices/NAV/fund performance quoted have incorporated the impact of fees and charges.
  • If you are in doubt about the meaning or effect of the contents of the information in this website, you should seek independent professional advice.

 

My Choice Mandatory Provident Fund Scheme

IMPORTANT INFORMATION 

  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of Constituent Funds, you are in doubt as to whether a certain Constituent Fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the Constituent Fund(s) most suitable for you taking into account your circumstances.
  • You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy (as defined in section 6.7 (MPF Default Investment Strategy)). You should note that the My Choice Core Accumulation Fund and the My Choice Age 65 Plus Fund may not be suitable for you, and there may be a risk mismatch between the My Choice Core Accumulation Fund and the My Choice Age 65 Plus Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the MPF Default Investment Strategy is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
  • You should note that the implementation of the MPF Default Investment Strategy may have an impact on your MPF investments and accrued benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
  • Fees and charges of a MPF conservative fund can be deducted from either: (i) the assets of the fund; or (ii) members’ account by way of unit deduction. The My Choice MPF Conservative Fund uses method (i) and, therefore, unit prices/NAV/fund performance quoted have incorporated the impact of fees and charges.
  • If you are in doubt about the meaning or effect of the contents of the information in this website, you should seek independent professional advice.

 

I have read and understood